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Chances
are…
You know
someone who has had a heart attack, a stroke, or been diagnosed with
cancer in the last six months. Maybe it’s your brother-in-law or
your neighbor – a co-worker or a golf partner. You may have heard
about their medical bills, missed work, and out-of-pocket expenses.
It might equal a financial disaster at an already stressful time.
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Chances
are…
You
don’t think it will happen to you. We all like to think that we
are immune to a serious illness - but we’re not. "In
the US every 29 seconds someone is having a coronary event- every 24
seconds someone is diagnosed with cancer- every 45 seconds someone
is having a stroke" American Heart Association 2003. Cancer
Facts and Figures, American Cancer Society 2003. |
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Chances
are…
If
a serious illness strikes, you probably will live. That’s the good
news! But, few of us are prepared for the financial burden of
recovery. Health insurance doesn’t
come close to covering all of your expenses. How would you replace
your lost wages or your spouse’s while helping to care for
you? Where would the money come from? |
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Critical
Illness insurance pays a lump sum tax-free benefit upon the
diagnosis of Cancer, Heart Attack, Stroke and other covered illness
or medical procedure. Most importantly, the cash benefit is
paid directly to you - to use any way you choose! 
 A
doctor's solution to critical illness .... |
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“It’s
all about medical advances that have increased survival rates,”
says Dr. Marius Barnard, the father of critical illness insurance and
cardiac surgeon who helped pioneer the first heart transplant. Dr.
Barnard watched as new procedures saved the lives of countless
patients who suffered critical illnesses, but saw those same lives
devastated by the financial impact. Heart attack, stroke, and cancer
patients now survive – at a cost. Many are unable to return to
their previous professions or incomes. Others are forced to return
to work before they have a chance to recover fully. The sad truth is
that the miracle of today’s medical procedures may save your life
but create long-term financial challenges for you. Dr. Barnard
helped develop critical illness insurance so
that people could afford to survive – and recover.
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